646 Fontana Hts, Fontana Dam, NC, 28733 | $281/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Fontana Dam at 646 Fontana Hts, Fontana Dam, NC, 28733 with 5% annual appreciation on a $145,000 basis while $1,165/mo rent supports operations. Total monthly income totals $1,165/mo and a $710/mo payment preserves $281/mo for cash returns. Annual cash flow comes to $3,372/yr on $48,068 deployed, and return on cash invested reaches 26.92% in year one. Equity gained on principal adds $936/yr, and five-year appreciation sums $40,061 alongside rental yield of 9.64%. Five-year ROI measures 140.34% and total cumulative return in cash totals $67,460.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,165/mo property income versus a $710/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 1971

0.29 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 28733, Fontana Dam, NC area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	96 (100%)
Owner Occupied HU	13 (13.5%)
Renter Occupied HU	5 ( 5.2%)
Vacant Housing Units	78 (81.2%)
Median Home Value	$118,750
Average Home Value	$177,885