645 Yuma Loop #103KiowaCO80117
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 645 Yuma Loop #103, Kiowa, CO, 80117 in Kiowa: $3,131/mo in rent, $737/mo net, 11.56% gross yield, all on a $325,000 acquisition. The 2.14 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $89,792 in value, and $2,993/yr in principal paydown steadily builds equity. Projected total cumulative return: $202,362.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 5.0% |
| Monthly Cash Flow | $737 | $300 |
City averages based on Kiowa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,131 |
| Total Monthly Debt Service | $1,765 |
| DSCR Ratio | 1.77x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2005
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80117, Kiowa, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,189 (100%) |
| Owner Occupied HU | 1,008 (84.8%) |
| Renter Occupied HU | 115 ( 9.7%) |
| Vacant Housing Units | 66 ( 5.6%) |
| Median Home Value | $647,177 |
| Average Home Value | $686,768 |
Housing Distribution
Address Breakdown
Residential
892
Single Family
892
Multi-Family
0
Businesses
129
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2005
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80117, Kiowa, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,189 (100%) |
| Owner Occupied HU | 1,008 (84.8%) |
| Renter Occupied HU | 115 ( 9.7%) |
| Vacant Housing Units | 66 ( 5.6%) |
| Median Home Value | $647,177 |
| Average Home Value | $686,768 |
Housing Distribution
Address Breakdown
Residential
892
Single Family
892
Multi-Family
0
Businesses
129
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices