645 N Union AveOzarkAL36360








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Ozark at 645 N Union Ave, Ozark, AL, 36360 earns $1,007/mo cash flow from $2,384/mo rent with a $1,194/mo payment. Total monthly income totals $2,384/mo, and annual cash flow totals $12,084/yr on $80,886 capital. ROI tracks 34.85% on current figures, and rental yield reads 11.72% at a $244,000 purchase. Equity gained on principal adds $1,574/yr, and 5% annual appreciation supports $67,413 over five years. Five-year ROI reaches 182.22% and total cumulative return in cash sums $147,394. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $2,384/mo property income instead of your personal income.
Single Family
Built in 1930
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36360, Ozark, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,373 (100%) |
| Owner Occupied HU | 5,502 (58.7%) |
| Renter Occupied HU | 2,856 (30.5%) |
| Vacant Housing Units | 1,015 (10.8%) |
| Median Home Value | $153,842 |
| Average Home Value | $173,503 |
Housing Distribution
Address Breakdown
Residential
8,920
Single Family
8,513
Multi-Family
407
Businesses
531
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Listed by: Molly Gomillion • Berkshire Hathaway HomeServices Showcase Properties
Mls Name: SAMLS
Mls ID: #201914
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.







