645 Dumbarton Ave, Baltimore, MD, 21218 | $722/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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645 Dumbarton Ave, Baltimore, MD, 21218 | $722/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Baltimore at 645 Dumbarton Ave, Baltimore, MD, 21218 priced at $211,900 pairs $2,040/mo rent with $722/mo cash flow after a $1,037/mo payment. Total monthly income equals $2,040/mo, and annual cash flow comes to $8,667/yr on $70,245 invested. Return on cash invested is 32.25% in year one, and rental yield stands at 11.55% on a $211,900 basis. Equity gained on principal adds $1,367/yr, and 5% annual appreciation accumulates to $58,544 by year five. Five-year ROI measures 169.09% and total cumulative return in cash reaches $118,776. For financing, Ziffy Mortgage’s DSCR program evaluates $2,040/mo property income against a $1,037/mo payment instead of your W2s, 1099s, or Tax returns.

Townhouse

Built in 1922

1,260 sqft lot

$N/A/sqft

No HOA

More details about the property

Tucked away in the heart of Baltimore, 645 Dumbarton Ave, 21218 is a beautifully maintained 3-bedroom, 2-bathroom home that combines timeless character with everyday comfort. From the moment you arrive, youll notice the inviting curb appeal and the pride of ownership throughout. Inside, a bright and welcoming living area sets the tone for cozy evenings or gatherings with family and friends. The spacious kitchen offers plenty of room to cook, dine, and entertain, while each bedroom provides a comfortable retreat filled with natural light. This home is in very good condition and completely move-in ready, saving you the stress and expense of renovations just unpack and start enjoying your new space. Nestled in a peaceful, established neighborhood, it offers easy access to local shops, parks, schools, and major highways, putting everything you need within reach. Whether youre a first-time buyer searching for a worry-free start or someone looking to downsize into a well-cared-for home, 645 Dumbarton Ave delivers the perfect blend of convenience, charm, and lasting value. Dont miss this chance to make it your own!

Neighborhood Data

Neighborhood data shown for ZIP Code: 21218, Baltimore, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	22,455 (100%)
Owner Occupied HU	8,607 (38.3%)
Renter Occupied HU	10,655 (47.5%)
Vacant Housing Units	3,193 (14.2%)
Median Home Value	$257,917
Average Home Value	$319,896