6447 Harbinger LnDaytonOH45449
INVESTMENT ANALYSIS
Investment Verdict
Solid Income6447 Harbinger Ln, Dayton, OH, 45449 in Dayton carries a 1.66 coverage ratio, rent of $1,060/mo is 1.66 times the $639/mo payment. Rental yield 9.43%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $134,900 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $37,270; total projected cumulative return: $59,970.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 8.1% |
| Monthly Cash Flow | $(264) | $450 |
City averages based on Dayton market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,060 |
| Total Monthly Debt Service | $867 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1973
N/A lot
$N/A/sqft
No HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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