6445 Second StreetLouviersCO80131
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing6445 Second Street, Louviers, CO, 80131 in Louviers is a stable, well-positioned rental at $699,900. Rental yield 6.46%. DSCR 1.20 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $193,369 in value and $6,446/yr in principal paydown builds equity, a total projected return of $244,433.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.5% | 7.0% |
| Monthly Cash Flow | $(308) | $2,500 |
City averages based on Louviers market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,770 |
| Total Monthly Debt Service | $3,800 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1911
8,407 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80131, Louviers, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 105 (100%) |
| Owner Occupied HU | 102 (97.1%) |
| Renter Occupied HU | 3 ( 2.9%) |
| Vacant Housing Units | 0 |
| Median Home Value | $977,273 |
| Average Home Value | $1,024,681 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1911
8,407 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80131, Louviers, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 105 (100%) |
| Owner Occupied HU | 102 (97.1%) |
| Renter Occupied HU | 3 ( 2.9%) |
| Vacant Housing Units | 0 |
| Median Home Value | $977,273 |
| Average Home Value | $1,024,681 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Nicole Poleschook • HomeSmart Realty
Mls Name: REcolorado
Mls Provider:
Mls ID: #2684161
Disclaimer: 2025 REcolorado All rights reserved. Certain information contained herein is derived from information which is the licensed property of, and copyrighted by, REcolorado. [Click here for more information](/mls-disclaimers/#17059)