6444 Via Del Cerrito DrSloughhouseCA95683
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing6444 Via Del Cerrito Dr, Sloughhouse, CA, 95683 in Sloughhouse is a stable, well-positioned rental at $719,000. Rental yield 6.2%. DSCR 1.15 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $198,646 in value and $6,622/yr in principal paydown builds equity, a total projected return of $225,685.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.2% | 6.0% |
| Monthly Cash Flow | $(730) | $1,200 |
City averages based on Sloughhouse market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,718 |
| Total Monthly Debt Service | $4,162 |
| DSCR Ratio | 0.89x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1984
6,398 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95683, Sloughhouse, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,916 (100%) |
| Owner Occupied HU | 2,497 (85.6%) |
| Renter Occupied HU | 275 ( 9.4%) |
| Vacant Housing Units | 144 ( 4.9%) |
| Median Home Value | $683,818 |
| Average Home Value | $713,365 |
Housing Distribution
Address Breakdown
Residential
2,815
Single Family
2,636
Multi-Family
179
Businesses
189
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1984
6,398 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95683, Sloughhouse, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,916 (100%) |
| Owner Occupied HU | 2,497 (85.6%) |
| Renter Occupied HU | 275 ( 9.4%) |
| Vacant Housing Units | 144 ( 4.9%) |
| Median Home Value | $683,818 |
| Average Home Value | $713,365 |
Housing Distribution
Address Breakdown
Residential
2,815
Single Family
2,636
Multi-Family
179
Businesses
189
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Carole Thames • Town and Country Real Estate
Mls Name: MetroList Services of CA
Mls ID: #225103971