6444 McKnight LoopThe VillagesFL34762
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 6444 McKnight Loop, The Villages, FL, 34762 in The Villages. Rental yield 4.89%. At $824,000 with 4.89% gross yield, current distributions are modest, but the 5% appreciation rate projects $227,656 in new equity by year five, complemented by $7,589/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.91) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $178,396.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.9% | 6.0% |
| Monthly Cash Flow | $(2,312) | $200 |
City averages based on The Villages market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,360 |
| Total Monthly Debt Service | $5,140 |
| DSCR Ratio | 0.65x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
8,094 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34762, Okahumpka, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,795 (100%) |
| Owner Occupied HU | 3,827 (66.0%) |
| Renter Occupied HU | 157 ( 2.7%) |
| Vacant Housing Units | 1,811 (31.3%) |
| Median Home Value | $157,442 |
| Average Home Value | $237,742 |
Housing Distribution
Address Breakdown
Residential
2,835
Single Family
273
Multi-Family
2,562
Businesses
72
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
8,094 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34762, Okahumpka, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,795 (100%) |
| Owner Occupied HU | 3,827 (66.0%) |
| Renter Occupied HU | 157 ( 2.7%) |
| Vacant Housing Units | 1,811 (31.3%) |
| Median Home Value | $157,442 |
| Average Home Value | $237,742 |
Housing Distribution
Address Breakdown
Residential
2,835
Single Family
273
Multi-Family
2,562
Businesses
72
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Gail Damon • REALTY EXECUTIVES IN THE VILLAGES
Mls Name: Stellar MLS
Mls ID: #G5107573