6442 Hoffman AveSaint LouisMO63139
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 6442 Hoffman Ave, Saint Louis, MO, 63139 in Saint Louis: $1,305/mo in rent, $270/mo in net income, 9.42% gross yield, 1.75 DSCR, all at $166,200. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $45,918 in appreciation and $1,531/yr in principal paydown projects total cumulative return of $80,484.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 7.8% |
| Monthly Cash Flow | $270 | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,305 |
| Total Monthly Debt Service | $969 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1929
3,659 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63139, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,234 (100%) |
| Owner Occupied HU | 6,570 (53.7%) |
| Renter Occupied HU | 4,478 (36.6%) |
| Vacant Housing Units | 1,186 ( 9.7%) |
| Median Home Value | $231,633 |
| Average Home Value | $255,613 |
Housing Distribution
Address Breakdown
Residential
12,247
Single Family
10,951
Multi-Family
1,296
Businesses
689
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1929
3,659 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63139, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,234 (100%) |
| Owner Occupied HU | 6,570 (53.7%) |
| Renter Occupied HU | 4,478 (36.6%) |
| Vacant Housing Units | 1,186 ( 9.7%) |
| Median Home Value | $231,633 |
| Average Home Value | $255,613 |
Housing Distribution
Address Breakdown
Residential
12,247
Single Family
10,951
Multi-Family
1,296
Businesses
689
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Diane Freer • B Freer LLC
Mls Name: MARIS
Mls ID: #26000865