6442 E 100 N, Montgomery, IN, 47558 | $546/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

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6442 E 100 N, Montgomery, IN, 47558 | $546/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Montgomery at 6442 E 100 N, Montgomery, IN, 47558 offers a 9.26% rental yield on a $319,000 purchase with $2,461/mo rent. Total monthly income registers $2,461/mo, and a $1,561/mo payment leaves $546/mo available for distribution. Annual cash flow reaches $6,557/yr on $105,749 to close, and return on cash invested stands at 26.11% in year one. Equity gained on principal adds $2,058/yr while 5% annual appreciation supports $88,134 over five years. Portfolio math shows five-year ROI at 135.87% and total cumulative return in cash at $143,677. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,461/mo property income against a $1,561/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1996

1 Acres lot

$N/A/sqft

No HOA

More details about the property

Discover one-level living with this 3 bedroom, 2.5 bath ranch home, located in one of the area's most desirable neighborhoods. This property has so much to offer from it's welcoming living room, to the primary ensuite with soaker tub & walk-in shower. The bright, functional kitchen features ample cabinetry & appliances to stay & central to the breakfast nook, dining room, & great room. The inviting great room provides a gas log fireplace & vaulted ceiling, ideal for gatherings or quiet evenings. The laundry room provides a conveniently located half bath. Outside you will enjoy the open patio or covered entertaining area ideal for relaxing or get-togethers. The expansive 1 acre, landscaped yard provides plenty of room to roam, garden, or even add a pool. An oversized 3+ car garage has the space for vehicles, tools, and toys, with the circular drive allowing for easy access to and from the property. Whether you're looking to simplify your lifestyle or settle into a forever home, this one-level ranch offers everything you need and more.

Neighborhood Data

Neighborhood data shown for ZIP Code: 47558, Montgomery, IN area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	1,507 (100%)
Owner Occupied HU	1,253 (83.1%)
Renter Occupied HU	199 (13.2%)
Vacant Housing Units	55 ( 3.6%)
Median Home Value	$302,241
Average Home Value	$338,426