644 Mountain View StSan Luis ObispoCA93405
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in San Luis Obispo at 644 Mountain View St, San Luis Obispo, CA, 93405 priced at $1,675,000 pairs $7,140/mo rent with after a $8,198/mo payment. Total monthly income equals $7,140/mo. Return on cash invested is 13.25% in year one, and rental yield stands at 5.12% on a $1,675,000 basis. Equity gained on principal adds $10,809/yr, and 5% annual appreciation accumulates to $462,772 by year five. Five-year ROI measures 67.01% and total cumulative return in cash reaches $363,678. For financing, Ziffy Mortgage’s DSCR program evaluates $7,140/mo property income against a $8,198/mo payment instead of your W2s, 1099s, or Tax returns.
Single Family
Built in 1926
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93405, San Luis Obispo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,037 (100%) |
| Owner Occupied HU | 3,743 (37.3%) |
| Renter Occupied HU | 5,313 (52.9%) |
| Vacant Housing Units | 981 ( 9.8%) |
| Median Home Value | $896,231 |
| Average Home Value | $995,867 |
Housing Distribution
Address Breakdown
Residential
9,389
Single Family
7,914
Multi-Family
1,475
Businesses
444
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Listed by: Andrew English • Congress Realty, Inc
Mls Name: SDMLS
Mls ID: #250042842