644 Maddox StPort Saint JoeFL32456








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Port Saint Joe at 644 Maddox St, Port Saint Joe, FL, 32456 priced at $199,999 pairs $1,920/mo rent with $593/mo cash flow after a $979/mo payment. Total monthly income equals $1,920/mo, and annual cash flow comes to $7,112/yr on $66,300 invested. Return on cash invested is 30.64% in year one, and rental yield stands at 11.52% on a $199,999 basis. Equity gained on principal adds $1,291/yr, and 5% annual appreciation accumulates to $55,256 by year five. Five-year ROI measures 160.97% and total cumulative return in cash reaches $106,724. For financing, Ziffy Mortgage’s DSCR program evaluates $1,920/mo property income against a $979/mo payment instead of your W2s, 1099s, or Tax returns.
Single Family
Built in 1900
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32456, Port Saint Joe, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,898 (100%) |
| Owner Occupied HU | 3,107 (45.0%) |
| Renter Occupied HU | 755 (10.9%) |
| Vacant Housing Units | 3,036 (44.0%) |
| Median Home Value | $381,495 |
| Average Home Value | $519,804 |
Housing Distribution
Address Breakdown
Residential
4,651
Single Family
4,470
Multi-Family
181
Businesses
390
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Listed by: Nicole Majors • EXP Realty LLC
Mls Name: CPAR
Mls ID: #774967






