6436 Ridge View Cir, Bessemer, AL, 35022 | $532/mo Cash Flow

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Bessemer at 6436 Ridge View Cir, Bessemer, AL, 35022 earns $532/mo cash flow from $2,147/mo rent with a $1,350/mo payment. Total monthly income totals $2,147/mo, and annual cash flow totals $6,388/yr on $91,428 capital. ROI tracks 26.9% on current figures, and rental yield reads 9.34% at a $275,800 purchase. Equity gained on principal adds $1,780/yr, and 5% annual appreciation supports $76,198 over five years. Five-year ROI reaches 139.9% and total cumulative return in cash sums $127,906. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $2,147/mo property income instead of your personal income.

Single Family

Built in 2002

0.27 Acres lot

$N/A/sqft

$33 monthly HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 35022, Bessemer, AL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	10,303 (100%)
Owner Occupied HU	7,161 (69.5%)
Renter Occupied HU	2,415 (23.4%)
Vacant Housing Units	727 ( 7.1%)
Median Home Value	$306,389
Average Home Value	$363,775