643 Greene Rd #415RectorAR72461
INVESTMENT ANALYSIS
Investment Verdict
Solid Income643 Greene Rd #415, Rector, AR, 72461 in Rector is a solid income-producing rental, 8.95% gross yield, $1,260/mo rent, $244/mo net cash flow on a $169,000 buy. DSCR 1.66 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $46,692 and $1,557/yr in principal reduction project a total cumulative return of $79,699.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.2% |
| Monthly Cash Flow | $244 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,260 |
| Total Monthly Debt Service | $949 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2024
3.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72461, Rector, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,607 (100%) |
| Owner Occupied HU | 997 (62.0%) |
| Renter Occupied HU | 354 (22.0%) |
| Vacant Housing Units | 256 (15.9%) |
| Median Home Value | $94,300 |
| Average Home Value | $151,259 |
Housing Distribution
Address Breakdown
Residential
1,549
Single Family
1,525
Multi-Family
24
Businesses
125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2024
3.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72461, Rector, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,607 (100%) |
| Owner Occupied HU | 997 (62.0%) |
| Renter Occupied HU | 354 (22.0%) |
| Vacant Housing Units | 256 (15.9%) |
| Median Home Value | $94,300 |
| Average Home Value | $151,259 |
Housing Distribution
Address Breakdown
Residential
1,549
Single Family
1,525
Multi-Family
24
Businesses
125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices