6429 W 114th StWorthIL60482
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 6429 W 114th St, Worth, IL, 60482 in Worth deserves attention. This $299,900 property earns $2,880/mo in rent, a 11.52% gross yield, and nets $800/mo after the $1,349/mo payment. DSCR 2.13 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $82,857 compounds alongside $2,762/yr in yearly equity build, for a total cumulative return of $166,147.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 7.0% |
| Monthly Cash Flow | $800 | $1,200 |
City averages based on Worth market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,880 |
| Total Monthly Debt Service | $1,961 |
| DSCR Ratio | 1.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1967
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60482, Worth, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,619 (100%) |
| Owner Occupied HU | 2,987 (64.7%) |
| Renter Occupied HU | 1,414 (30.6%) |
| Vacant Housing Units | 218 ( 4.7%) |
| Median Home Value | $239,799 |
| Average Home Value | $241,460 |
Housing Distribution
Address Breakdown
Residential
4,613
Single Family
2,996
Multi-Family
1,617
Businesses
381
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1967
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60482, Worth, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,619 (100%) |
| Owner Occupied HU | 2,987 (64.7%) |
| Renter Occupied HU | 1,414 (30.6%) |
| Vacant Housing Units | 218 ( 4.7%) |
| Median Home Value | $239,799 |
| Average Home Value | $241,460 |
Housing Distribution
Address Breakdown
Residential
4,613
Single Family
2,996
Multi-Family
1,617
Businesses
381
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices