6426 Odell StSaint LouisMO63139
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 6426 Odell St, Saint Louis, MO, 63139 in Saint Louis: $1,359/mo in rent, $269/mo in net income, 9.32% gross yield, 1.73 DSCR, all at $175,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $48,349 in appreciation and $1,612/yr in principal paydown projects total cumulative return of $83,721.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 7.8% |
| Monthly Cash Flow | $269 | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,359 |
| Total Monthly Debt Service | $1,020 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1931
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63139, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,234 (100%) |
| Owner Occupied HU | 6,570 (53.7%) |
| Renter Occupied HU | 4,478 (36.6%) |
| Vacant Housing Units | 1,186 ( 9.7%) |
| Median Home Value | $231,633 |
| Average Home Value | $255,613 |
Housing Distribution
Address Breakdown
Residential
12,247
Single Family
10,951
Multi-Family
1,296
Businesses
689
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1931
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63139, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,234 (100%) |
| Owner Occupied HU | 6,570 (53.7%) |
| Renter Occupied HU | 4,478 (36.6%) |
| Vacant Housing Units | 1,186 ( 9.7%) |
| Median Home Value | $231,633 |
| Average Home Value | $255,613 |
Housing Distribution
Address Breakdown
Residential
12,247
Single Family
10,951
Multi-Family
1,296
Businesses
689
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Demi Beys • Keller Williams Realty St. Louis
Mls Name: MARIS
Mls ID: #26006348