6420 Saint James DrCarmichaelCA95608








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Carmichael at 6420 Saint James Dr, Carmichael, CA, 95608 listed at $599,000 pairs $5,240/mo rent with a $2,932/mo payment to leave $1,534/mo cash flow. Total monthly income runs $5,240/mo, and annual cash flow reaches $18,411/yr on $197,071 cash to close. Return on cash invested measures 29.4% in year one, and rental yield registers 10.5% at a $599,000 basis. Equity gained on principal adds $3,865/yr, and annual property appreciation at 5% supports $165,493 by year five. Five-year ROI tracks 153.73% and total cumulative return in cash totals $302,950. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $5,240/mo property income relative to a $2,932/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 1978
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95608, Carmichael, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,709 (100%) |
| Owner Occupied HU | 14,281 (53.5%) |
| Renter Occupied HU | 11,321 (42.4%) |
| Vacant Housing Units | 1,107 ( 4.1%) |
| Median Home Value | $647,950 |
| Average Home Value | $694,684 |
Housing Distribution
Address Breakdown
Residential
26,225
Single Family
20,955
Multi-Family
5,270
Businesses
1,174
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Listed by: Shayni Shinerock George • Coldwell Banker Realty
Mls Name: MetroList Services of CA
Mls ID: #225140924








