642 Quail PassDawsonvilleGA30534
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 642 Quail Pass, Dawsonville, GA, 30534 in Dawsonville at $460,000 earns $2,915/mo in rent and nets $57/mo after the $2,068/mo payment, a 7.6% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $127,090 over five years. Ziffy Mortgage underwrites this on a 1.41 DSCR without U.S. credit history. With $4,237/yr in principal paydown, total projected return reaches $181,676.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.5% |
| Monthly Cash Flow | $57 | $1,500 |
City averages based on Dawsonville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,915 |
| Total Monthly Debt Service | $2,617 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
6,181 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30534, Dawsonville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,618 (100%) |
| Owner Occupied HU | 11,143 (71.3%) |
| Renter Occupied HU | 2,997 (19.2%) |
| Vacant Housing Units | 1,478 ( 9.5%) |
| Median Home Value | $387,196 |
| Average Home Value | $436,274 |
Housing Distribution
Address Breakdown
Residential
14,789
Single Family
13,288
Multi-Family
1,501
Businesses
1,161
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
6,181 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30534, Dawsonville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,618 (100%) |
| Owner Occupied HU | 11,143 (71.3%) |
| Renter Occupied HU | 2,997 (19.2%) |
| Vacant Housing Units | 1,478 ( 9.5%) |
| Median Home Value | $387,196 |
| Average Home Value | $436,274 |
Housing Distribution
Address Breakdown
Residential
14,789
Single Family
13,288
Multi-Family
1,501
Businesses
1,161
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: FMLS GA
Mls ID: #7734216