642 Bodle RdWyomingPA18644
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid, durable, and financeable, 642 Bodle Rd, Wyoming, PA, 18644 in Wyoming earns a 10% gross yield at $239,000. Rent of $1,992/mo nets $426/mo after the $1,075/mo mortgage. The 1.85 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $66,031 and $2,201/yr in equity accumulation project a total cumulative return of $118,417.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 6.2% |
| Monthly Cash Flow | $426 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,992 |
| Total Monthly Debt Service | $1,471 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
0.69 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18644, Wyoming, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,702 (100%) |
| Owner Occupied HU | 2,599 (70.2%) |
| Renter Occupied HU | 853 (23.0%) |
| Vacant Housing Units | 250 ( 6.8%) |
| Median Home Value | $237,786 |
| Average Home Value | $296,909 |
Housing Distribution
Address Breakdown
Residential
3,437
Single Family
3,365
Multi-Family
72
Businesses
255
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
0.69 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18644, Wyoming, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,702 (100%) |
| Owner Occupied HU | 2,599 (70.2%) |
| Renter Occupied HU | 853 (23.0%) |
| Vacant Housing Units | 250 ( 6.8%) |
| Median Home Value | $237,786 |
| Average Home Value | $296,909 |
Housing Distribution
Address Breakdown
Residential
3,437
Single Family
3,365
Multi-Family
72
Businesses
255
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michelle Valvano • Classic Properties Clarks Summit
Mls Name: Luzerne County AOR
Mls ID: #26-466