6415 N Fairhill StPhiladelphiaPA19126
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Philadelphia rentals match the income profile of 6415 N Fairhill St, Philadelphia, PA, 19126. Listed at $285,000, gross rent is $3,469/mo and net cash flow is $1,602/mo, a 14.61% yield well above national averages. DSCR 2.71 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $78,740 by year five with $2,625/yr in annual principal reduction, projecting $211,571 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.6% | 5.8% |
| Monthly Cash Flow | $1,602 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,469 |
| Total Monthly Debt Service | $1,754 |
| DSCR Ratio | 1.98x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1945
3,300 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19126, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,602 (100%) |
| Owner Occupied HU | 3,547 (53.7%) |
| Renter Occupied HU | 2,456 (37.2%) |
| Vacant Housing Units | 599 ( 9.1%) |
| Median Home Value | $242,103 |
| Average Home Value | $295,498 |
Housing Distribution
Address Breakdown
Residential
6,396
Single Family
5,074
Multi-Family
1,322
Businesses
230
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1945
3,300 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19126, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,602 (100%) |
| Owner Occupied HU | 3,547 (53.7%) |
| Renter Occupied HU | 2,456 (37.2%) |
| Vacant Housing Units | 599 ( 9.1%) |
| Median Home Value | $242,103 |
| Average Home Value | $295,498 |
Housing Distribution
Address Breakdown
Residential
6,396
Single Family
5,074
Multi-Family
1,322
Businesses
230
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mark Lawson • Diversified Realty Solutions
Mls Name: Bright MLS
Mls ID: #PAPH2518422