6414 Indio AveYucca ValleyCA92284
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 6414 Indio Ave, Yucca Valley, CA, 92284 in Yucca Valley is straightforward: $285,000 in, $2,056/mo in rent, $293/mo out after debt service. The 8.66% gross yield and 1.60 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $78,740 by year five. With $2,625/yr in principal equity, the total cumulative return is projected at $126,887.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 6.5% |
| Monthly Cash Flow | $293 | $1,500 |
City averages based on Yucca Valley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,056 |
| Total Monthly Debt Service | $1,650 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1955
7,800 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92284, Yucca Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,303 (100%) |
| Owner Occupied HU | 7,255 (59.0%) |
| Renter Occupied HU | 3,339 (27.1%) |
| Vacant Housing Units | 1,709 (13.9%) |
| Median Home Value | $348,080 |
| Average Home Value | $413,367 |
Housing Distribution
Address Breakdown
Residential
11,068
Single Family
10,873
Multi-Family
195
Businesses
672
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1955
7,800 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92284, Yucca Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,303 (100%) |
| Owner Occupied HU | 7,255 (59.0%) |
| Renter Occupied HU | 3,339 (27.1%) |
| Vacant Housing Units | 1,709 (13.9%) |
| Median Home Value | $348,080 |
| Average Home Value | $413,367 |
Housing Distribution
Address Breakdown
Residential
11,068
Single Family
10,873
Multi-Family
195
Businesses
672
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Stacey Clayton • Desert Empire Realty
Mls Name: CRMLS
Mls ID: #219137281DA