641 Route 123 NStoddardNH03464
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow641 Route 123 N, Stoddard, NH, 03464 in Stoddard is a top-tier cash-flow asset. At $279,000 it produces $2,462/mo in rent and $592/mo in net monthly income, a 10.59% gross rental yield. The DSCR of 1.96 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $7,108. Five-year appreciation adds $77,083, driving a total cumulative return of $144,500.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 6.2% |
| Monthly Cash Flow | $592 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,462 |
| Total Monthly Debt Service | $1,759 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2019
5,227 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03464, Stoddard, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 806 (100%) |
| Owner Occupied HU | 436 (54.1%) |
| Renter Occupied HU | 44 ( 5.5%) |
| Vacant Housing Units | 326 (40.4%) |
| Median Home Value | $430,380 |
| Average Home Value | $464,788 |
Housing Distribution
Address Breakdown
Residential
425
Single Family
425
Multi-Family
0
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2019
5,227 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03464, Stoddard, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 806 (100%) |
| Owner Occupied HU | 436 (54.1%) |
| Renter Occupied HU | 44 ( 5.5%) |
| Vacant Housing Units | 326 (40.4%) |
| Median Home Value | $430,380 |
| Average Home Value | $464,788 |
Housing Distribution
Address Breakdown
Residential
425
Single Family
425
Multi-Family
0
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Melissa Johnson • Jill & Co. Realty Group - Real Broker NH, LLC
Mls Name: PrimeMLS
Mls ID: #5048640