641 M 68 HwyAftonMI49705
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe income profile at 641 M 68 Hwy, Afton, MI, 49705 in Afton is straightforward: $174,900 in, $1,584/mo in rent, $431/mo out after debt service. The 10.87% gross yield and 2.02 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $48,322 by year five. With $1,611/yr in principal equity, the total cumulative return is projected at $94,381.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 8.0% |
| Monthly Cash Flow | $431 | $350 |
City averages based on Afton market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,584 |
| Total Monthly Debt Service | $1,084 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
0.72 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49705, Afton, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 445 (100%) |
| Owner Occupied HU | 311 (69.9%) |
| Renter Occupied HU | 23 ( 5.2%) |
| Vacant Housing Units | 111 (24.9%) |
| Median Home Value | $208,611 |
| Average Home Value | $215,096 |
Housing Distribution
Address Breakdown
Residential
364
Single Family
364
Multi-Family
0
Businesses
7
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
0.72 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49705, Afton, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 445 (100%) |
| Owner Occupied HU | 311 (69.9%) |
| Renter Occupied HU | 23 ( 5.2%) |
| Vacant Housing Units | 111 (24.9%) |
| Median Home Value | $208,611 |
| Average Home Value | $215,096 |
Housing Distribution
Address Breakdown
Residential
364
Single Family
364
Multi-Family
0
Businesses
7
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices