641 Lower Settlement RdSylacaugaAL35150








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Sylacauga at 641 Lower Settlement Rd, Sylacauga, AL, 35150 with 5% annual appreciation on a $159,900 basis while $1,282/mo rent supports operations. Total monthly income totals $1,282/mo and a $783/mo payment preserves $379/mo for cash returns. Annual cash flow comes to $4,549/yr on $53,007 deployed, and return on cash invested reaches 28.49% in year one. Equity gained on principal adds $1,032/yr, and five-year appreciation sums $44,177 alongside rental yield of 9.62%. Five-year ROI measures 148.23% and total cumulative return in cash totals $78,570.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,282/mo property income versus a $783/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Manufactured
Built in 1991
6.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35150, Sylacauga, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,821 (100%) |
| Owner Occupied HU | 4,731 (53.6%) |
| Renter Occupied HU | 3,046 (34.5%) |
| Vacant Housing Units | 1,044 (11.8%) |
| Median Home Value | $161,330 |
| Average Home Value | $187,470 |
Housing Distribution
Address Breakdown
Residential
7,852
Single Family
7,195
Multi-Family
657
Businesses
808
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Listed by: Greg Atkinson • Atkinson Real Estate, LLC
Mls Name: GALMLS
Mls Provider:
Mls ID: #21413724
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.







