641 E 152nd StDoltonIL60419
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 641 E 152nd St, Dolton, IL, 60419 in Dolton deserves attention. This $149,000 property earns $2,890/mo in rent, a 23.27% gross yield, and nets $1,617/mo after the $670/mo payment. DSCR 4.31 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $41,166 compounds alongside $1,372/yr in yearly equity build, for a total cumulative return of $176,452.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 23.3% | 8.0% |
| Monthly Cash Flow | $1,617 | $1,500 |
City averages based on Dolton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,890 |
| Total Monthly Debt Service | $974 |
| DSCR Ratio | 2.97x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1968
3,125 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60419, Dolton, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,550 (100%) |
| Owner Occupied HU | 5,085 (59.5%) |
| Renter Occupied HU | 2,439 (28.5%) |
| Vacant Housing Units | 1,026 (12.0%) |
| Median Home Value | $145,040 |
| Average Home Value | $170,910 |
Housing Distribution
Address Breakdown
Residential
7,826
Single Family
6,916
Multi-Family
910
Businesses
392
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1968
3,125 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60419, Dolton, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,550 (100%) |
| Owner Occupied HU | 5,085 (59.5%) |
| Renter Occupied HU | 2,439 (28.5%) |
| Vacant Housing Units | 1,026 (12.0%) |
| Median Home Value | $145,040 |
| Average Home Value | $170,910 |
Housing Distribution
Address Breakdown
Residential
7,826
Single Family
6,916
Multi-Family
910
Businesses
392
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices