6409 Kangaroo Creek RdGazelleCA96034
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 6409 Kangaroo Creek Rd, Gazelle, CA, 96034 in Gazelle is capital appreciation. Rental yield 4.58%. The 4.58% gross yield at $569,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $157,204 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.85) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $128,909.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.6% | 6.0% |
| Monthly Cash Flow | $(1,350) | $1,200 |
City averages based on Gazelle market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,170 |
| Total Monthly Debt Service | $3,294 |
| DSCR Ratio | 0.66x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96034, Gazelle, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 86 (100%) |
| Owner Occupied HU | 56 (65.1%) |
| Renter Occupied HU | 23 (26.7%) |
| Vacant Housing Units | 7 ( 8.1%) |
| Median Home Value | $426,316 |
| Average Home Value | $491,250 |
Housing Distribution
Address Breakdown
Residential
38
Single Family
38
Multi-Family
0
Businesses
8
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96034, Gazelle, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 86 (100%) |
| Owner Occupied HU | 56 (65.1%) |
| Renter Occupied HU | 23 (26.7%) |
| Vacant Housing Units | 7 ( 8.1%) |
| Median Home Value | $426,316 |
| Average Home Value | $491,250 |
Housing Distribution
Address Breakdown
Residential
38
Single Family
38
Multi-Family
0
Businesses
8
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kathy Hayden • California Outdoor Properties
Mls Name: SMLS
Mls Provider:
Mls ID: #20250405
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