640 N 6th St, Reading, PA, 19601 | $802/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Reading at 640 N 6th St, Reading, PA, 19601 uses $80,555 cash to close to unlock $9,624/yr annual cash flow and $802/mo monthly cash flow. Total monthly income runs $2,394/mo, and a $1,189/mo payment keeps the spread at $802/mo. Purchase price stands at $243,000, and rental yield measures 11.82% with $2,394/mo rent. Return on cash invested shows 31.86% in year one, and 5% annual appreciation builds toward $67,136 over five years. Five-year ROI reaches 167.45% and total cumulative return in cash records $134,888. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,394/mo property income covering a $1,189/mo payment rather than investor’s personal income.

Single Family

Built in 1911

1,742 sqft lot

$N/A/sqft

No HOA