640 Erford RdCamp HillPA17011
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Camp Hill rentals match the income profile of 640 Erford Rd, Camp Hill, PA, 17011. Listed at $174,900, gross rent is $1,759/mo and net cash flow is $613/mo, a 12.07% yield well above national averages. DSCR 2.24 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $48,322 by year five with $1,611/yr in annual principal reduction, projecting $106,057 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12.1% | 6.2% |
| Monthly Cash Flow | $613 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,759 |
| Total Monthly Debt Service | $1,077 |
| DSCR Ratio | 1.63x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1968
3,485 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17011, Camp Hill, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,116 (100%) |
| Owner Occupied HU | 10,542 (65.4%) |
| Renter Occupied HU | 4,880 (30.3%) |
| Vacant Housing Units | 694 ( 4.3%) |
| Median Home Value | $316,748 |
| Average Home Value | $355,282 |
Housing Distribution
Address Breakdown
Residential
14,712
Single Family
12,902
Multi-Family
1,810
Businesses
1,519
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1968
3,485 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17011, Camp Hill, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,116 (100%) |
| Owner Occupied HU | 10,542 (65.4%) |
| Renter Occupied HU | 4,880 (30.3%) |
| Vacant Housing Units | 694 ( 4.3%) |
| Median Home Value | $316,748 |
| Average Home Value | $355,282 |
Housing Distribution
Address Breakdown
Residential
14,712
Single Family
12,902
Multi-Family
1,810
Businesses
1,519
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Amanda Sachs • Midtown Property Management
Mls Name: Bright MLS
Mls ID: #PACB2044986