640 Denver StWhitefishMT59937








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Whitefish at 640 Denver St, Whitefish, MT, 59937 listed at $960,000 pairs $3,331/mo rent with a $4,699/mo payment. Total monthly income runs $3,331/mo. Return on cash invested measures 11.4% in year one, and rental yield registers 4.16% at a $960,000 basis. Equity gained on principal adds $6,195/yr, and annual property appreciation at 5% supports $265,230 by year five. Five-year ROI tracks 56.7% and total cumulative return in cash totals $179,085. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $3,331/mo property income relative to a $4,699/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 1972
0.74 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59937, Whitefish, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,003 (100%) |
| Owner Occupied HU | 4,953 (55.0%) |
| Renter Occupied HU | 2,087 (23.2%) |
| Vacant Housing Units | 1,963 (21.8%) |
| Median Home Value | $826,036 |
| Average Home Value | $961,227 |
Housing Distribution
Address Breakdown
Residential
7,645
Single Family
7,425
Multi-Family
220
Businesses
987
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Listed by: Michael Anderson • National Parks Realty - Whitefish
Mls Name: MRMLS
Mls Provider:
Mls ID: #30046461
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