640 Clover LnSaint LouisMO63126








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Saint Louis at 640 Clover Ln, Saint Louis, MO, 63126 offers $1,565/mo rent that, after a $1,076/mo payment, leaves $196/mo cash flow. Total monthly income is $1,565/mo, and annual cash flow is $2,350/yr on $72,897 cash. Return on cash invested measures 23.13% in year one, and rental yield stands at 8.54% at a $219,900 entry. Equity gained on principal adds $1,419/yr while 5% annual appreciation compounds into $60,754 by year five. Five-year ROI records 120.17% and total cumulative return in cash reaches $87,604. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,565/mo property income versus a $1,076/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 1956
5,919 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63126, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,837 (100%) |
| Owner Occupied HU | 5,532 (80.9%) |
| Renter Occupied HU | 1,046 (15.3%) |
| Vacant Housing Units | 259 ( 3.8%) |
| Median Home Value | $316,450 |
| Average Home Value | $353,240 |
Housing Distribution
Address Breakdown
Residential
6,699
Single Family
6,360
Multi-Family
339
Businesses
683
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Michael A Zouglas • REO Xpress, LLC
Mls Name: MARIS
Mls ID: #25064524








