64 Trophy Loop, Lincoln, AL, 35096 | $637/mo Cash Flow

For Sale

Listed for sale 1 day ago

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Lincoln at 64 Trophy Loop, Lincoln, AL, 35096 offers a 10.53% rental yield on a $203,445 purchase with $1,786/mo rent. Total monthly income registers $1,786/mo, and a $996/mo payment leaves $637/mo available for distribution. Annual cash flow reaches $7,649/yr on $67,442 to close, and return on cash invested stands at 31.25% in year one. Equity gained on principal adds $1,313/yr while 5% annual appreciation supports $56,208 over five years. Portfolio math shows five-year ROI at 162.98% and total cumulative return in cash at $109,917. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,786/mo property income against a $996/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 2026

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 35096, Lincoln, AL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	4,362 (100%)
Owner Occupied HU	2,979 (68.3%)
Renter Occupied HU	695 (15.9%)
Vacant Housing Units	688 (15.8%)
Median Home Value	$214,336
Average Home Value	$316,954