64 Sweet Birch DrRossvilleGA30741
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 64 Sweet Birch Dr, Rossville, GA, 30741 in Rossville. At $406,400 it earns $3,007/mo in rent and distributes $522/mo to the owner after the $1,827/mo payment, a consistent 8.88% yield. DSCR 1.65 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $112,281 in value; $3,743/yr in principal paydown compounds ownership stake. Total projected return: $188,291.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 8.0% |
| Monthly Cash Flow | $522 | $300 |
City averages based on Rossville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,007 |
| Total Monthly Debt Service | $2,312 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30741, Rossville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,659 (100%) |
| Owner Occupied HU | 8,861 (60.4%) |
| Renter Occupied HU | 4,360 (29.7%) |
| Vacant Housing Units | 1,438 ( 9.8%) |
| Median Home Value | $165,954 |
| Average Home Value | $193,226 |
Housing Distribution
Address Breakdown
Residential
13,239
Single Family
12,721
Multi-Family
518
Businesses
704
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30741, Rossville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,659 (100%) |
| Owner Occupied HU | 8,861 (60.4%) |
| Renter Occupied HU | 4,360 (29.7%) |
| Vacant Housing Units | 1,438 ( 9.8%) |
| Median Home Value | $165,954 |
| Average Home Value | $193,226 |
Housing Distribution
Address Breakdown
Residential
13,239
Single Family
12,721
Multi-Family
518
Businesses
704
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices