64 Saunders StreetWhitehallNY12887








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Whitehall at 64 Saunders Street, Whitehall, NY, 12887 uses $39,449 cash to close to unlock $9,597/yr annual cash flow and $800/mo monthly cash flow. Total monthly income runs $1,594/mo, and a $582/mo payment keeps the spread at $800/mo. Purchase price stands at $119,000, and rental yield measures 16.07% with $1,594/mo rent. Return on cash invested shows 44.24% in year one, and 5% annual appreciation builds toward $32,878 over five years. Five-year ROI reaches 233.97% and total cumulative return in cash records $92,297. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,594/mo property income covering a $582/mo payment rather than investor’s personal income.
Single Family
Built in 1909
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12887, Whitehall, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,491 (100%) |
| Owner Occupied HU | 1,434 (57.6%) |
| Renter Occupied HU | 634 (25.5%) |
| Vacant Housing Units | 423 (17.0%) |
| Median Home Value | $194,369 |
| Average Home Value | $233,584 |
Housing Distribution
Address Breakdown
Residential
2,092
Single Family
2,092
Multi-Family
0
Businesses
121
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