64 IP RoadStrattonME04982
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 64 IP Road, Stratton, ME, 04982 in Stratton fits: $774,500, 3.2% gross yield, and a projected 5% annual appreciation rate adding $213,980 in value within five years. Rental yield 3.2%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.59) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $7,133/yr in principal paydown and $213,980 in appreciation project a total return of $112,594.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.2% | 7.0% |
| Monthly Cash Flow | $(2,820) | $900 |
City averages based on Stratton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,068 |
| Total Monthly Debt Service | $4,580 |
| DSCR Ratio | 0.45x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04982, Stratton, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 417 (100%) |
| Owner Occupied HU | 152 (36.5%) |
| Renter Occupied HU | 57 (13.7%) |
| Vacant Housing Units | 208 (49.9%) |
| Median Home Value | $234,848 |
| Average Home Value | $372,039 |
Housing Distribution
Address Breakdown
Residential
36
Single Family
6
Multi-Family
30
Businesses
33
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04982, Stratton, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 417 (100%) |
| Owner Occupied HU | 152 (36.5%) |
| Renter Occupied HU | 57 (13.7%) |
| Vacant Housing Units | 208 (49.9%) |
| Median Home Value | $234,848 |
| Average Home Value | $372,039 |
Housing Distribution
Address Breakdown
Residential
36
Single Family
6
Multi-Family
30
Businesses
33
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices