64 Church StPeeblesOH45660
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.92% yield at 64 Church St, Peebles, OH, 45660 in Peebles is solid, but the $584/mo payment compresses net cash flow to $2/mo at $129,900. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $35,889 by year five, and $1,196/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.47) without U.S. income documentation. Total projected return: $49,676.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.2% |
| Monthly Cash Flow | $2 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $857 |
| Total Monthly Debt Service | $803 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1930
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45660, Peebles, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,717 (100%) |
| Owner Occupied HU | 2,247 (60.5%) |
| Renter Occupied HU | 940 (25.3%) |
| Vacant Housing Units | 530 (14.3%) |
| Median Home Value | $172,407 |
| Average Home Value | $204,388 |
Housing Distribution
Address Breakdown
Residential
3,396
Single Family
3,372
Multi-Family
24
Businesses
147
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1930
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45660, Peebles, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,717 (100%) |
| Owner Occupied HU | 2,247 (60.5%) |
| Renter Occupied HU | 940 (25.3%) |
| Vacant Housing Units | 530 (14.3%) |
| Median Home Value | $172,407 |
| Average Home Value | $204,388 |
Housing Distribution
Address Breakdown
Residential
3,396
Single Family
3,372
Multi-Family
24
Businesses
147
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices