64 Ash StTownsendMA01469
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis is a cash-flow-light asset: 64 Ash St, Townsend, MA, 01469 in Townsend, $499,900, 7.79% gross yield, $96/mo net income. Consider it a market-entry position, the $3,247/mo rent covers the $2,248/mo payment with a margin, and 5%/yr appreciation is projected to add $138,113 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.44) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $195,978.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 5.2% |
| Monthly Cash Flow | $96 | $450 |
City averages based on Townsend market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,247 |
| Total Monthly Debt Service | $2,952 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1979
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01469, Townsend, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,530 (100%) |
| Owner Occupied HU | 2,070 (81.8%) |
| Renter Occupied HU | 388 (15.3%) |
| Vacant Housing Units | 72 ( 2.8%) |
| Median Home Value | $528,476 |
| Average Home Value | $595,808 |
Housing Distribution
Address Breakdown
Residential
2,627
Single Family
2,451
Multi-Family
176
Businesses
195
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1979
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01469, Townsend, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,530 (100%) |
| Owner Occupied HU | 2,070 (81.8%) |
| Renter Occupied HU | 388 (15.3%) |
| Vacant Housing Units | 72 ( 2.8%) |
| Median Home Value | $528,476 |
| Average Home Value | $595,808 |
Housing Distribution
Address Breakdown
Residential
2,627
Single Family
2,451
Multi-Family
176
Businesses
195
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Wendy Crandall • Compass
Mls Name: MLS PIN
Mls ID: #73405687