639 Cardinal LnPrattvilleAL36067
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Prattville at 639 Cardinal Ln, Prattville, AL, 36067 listed at $177,000 pairs $1,969/mo rent with a $866/mo payment to leave $970/mo cash flow. Total monthly income runs $1,969/mo, and annual cash flow reaches $11,643/yr on $58,676 cash to close. Return on cash invested measures 39.75% in year one, and rental yield registers 13.35% at a $177,000 basis. Equity gained on principal adds $1,142/yr, and annual property appreciation at 5% supports $48,902 by year five. Five-year ROI tracks 208.58% and total cumulative return in cash totals $122,387. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $1,969/mo property income relative to a $866/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 1971
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36067, Prattville, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,851 (100%) |
| Owner Occupied HU | 8,099 (68.3%) |
| Renter Occupied HU | 2,648 (22.3%) |
| Vacant Housing Units | 1,104 ( 9.3%) |
| Median Home Value | $205,070 |
| Average Home Value | $237,005 |
Housing Distribution
Address Breakdown
Residential
11,346
Single Family
11,255
Multi-Family
91
Businesses
605
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