6385 Mayville RdCliffordMI48727
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing6385 Mayville Rd, Clifford, MI, 48727 in Clifford is a stable, well-positioned rental at $397,000. Rental yield 6.79%. DSCR 1.26 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $109,684 in value and $3,656/yr in principal paydown builds equity, a total projected return of $127,292.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.8% | 8.0% |
| Monthly Cash Flow | $(373) | $350 |
City averages based on Clifford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,245 |
| Total Monthly Debt Service | $2,460 |
| DSCR Ratio | 0.91x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
16.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48727, Clifford, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 495 (100%) |
| Owner Occupied HU | 413 (83.4%) |
| Renter Occupied HU | 49 ( 9.9%) |
| Vacant Housing Units | 33 ( 6.7%) |
| Median Home Value | $226,630 |
| Average Home Value | $282,827 |
Housing Distribution
Address Breakdown
Residential
405
Single Family
405
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
16.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48727, Clifford, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 495 (100%) |
| Owner Occupied HU | 413 (83.4%) |
| Renter Occupied HU | 49 ( 9.9%) |
| Vacant Housing Units | 33 ( 6.7%) |
| Median Home Value | $226,630 |
| Average Home Value | $282,827 |
Housing Distribution
Address Breakdown
Residential
405
Single Family
405
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices