638 W Wesley Miller LnTaylorTX76574
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid, durable, and financeable, 638 W Wesley Miller Ln, Taylor, TX, 76574 in Taylor earns a 10.32% gross yield at $279,172. Rent of $2,400/mo nets $415/mo after the $1,255/mo mortgage. The 1.91 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $77,130 and $2,571/yr in equity accumulation project a total cumulative return of $133,733.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 6.2% |
| Monthly Cash Flow | $415 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,400 |
| Total Monthly Debt Service | $1,874 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76574, Taylor, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,351 (100%) |
| Owner Occupied HU | 5,731 (68.6%) |
| Renter Occupied HU | 2,140 (25.6%) |
| Vacant Housing Units | 480 ( 5.7%) |
| Median Home Value | $341,462 |
| Average Home Value | $395,207 |
Housing Distribution
Address Breakdown
Residential
8,030
Single Family
7,544
Multi-Family
486
Businesses
791
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76574, Taylor, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,351 (100%) |
| Owner Occupied HU | 5,731 (68.6%) |
| Renter Occupied HU | 2,140 (25.6%) |
| Vacant Housing Units | 480 ( 5.7%) |
| Median Home Value | $341,462 |
| Average Home Value | $395,207 |
Housing Distribution
Address Breakdown
Residential
8,030
Single Family
7,544
Multi-Family
486
Businesses
791
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
