638 Charraway Rd, Baltimore, MD, 21229 | $647/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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638 Charraway Rd, Baltimore, MD, 21229 | $647/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Baltimore at 638 Charraway Rd, Baltimore, MD, 21229 offers a 10.77% rental yield on a $234,900 purchase with $2,108/mo rent. Total monthly income registers $2,108/mo, and a $1,150/mo payment leaves $647/mo available for distribution. Annual cash flow reaches $7,761/yr on $77,869 to close, and return on cash invested stands at 29.88% in year one. Equity gained on principal adds $1,516/yr while 5% annual appreciation supports $64,899 over five years. Portfolio math shows five-year ROI at 156.34% and total cumulative return in cash at $121,737. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,108/mo property income against a $1,150/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Townhouse

Built in 1964

1,820 sqft lot

$N/A/sqft

No HOA

More details about the property

Welcome to your dream home in the heart of Beechfield! This fully renovated stunner exudes class and sophistication at every turn. Step into a sun-drenched living room featuring a stylish accent wall, setting the tone for the rest of this beautifully updated space. The open-concept layout flows seamlessly into the designer kitchen and dining area, where youll find white shaker cabinets, gleaming quartz countertops, and an oversized peninsula perfect for entertaining or casual meals. Glass sliders lead out to your private rear parking pad, adding everyday convenience to your city lifestyle. Upstairs, enjoy three spacious bedrooms and a custom-tiled, full bathroom that blends comfort and luxury. The fully finished basement offers endless possibilitiesuse it as a rec room, home office, or even a 4th bedroom. There's also a second full bath, laundry area, and utility closet for added functionality. Don't miss this opportunity to own a brand new, move-in ready home that combines style, space, and convenienceall in one of Baltimores most accessible neighborhoods.

Neighborhood Data

Neighborhood data shown for ZIP Code: 21229, Baltimore, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	20,053 (100%)
Owner Occupied HU	9,761 (48.7%)
Renter Occupied HU	8,137 (40.6%)
Vacant Housing Units	2,155 (10.7%)
Median Home Value	$220,250
Average Home Value	$247,792