637 Jacobs Hollow Rd #37869Woodstock ValleyCT06282
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 637 Jacobs Hollow Rd #37869, Woodstock Valley, CT, 06282 in Woodstock Valley at $199,000 earns $1,504/mo in rent and nets $152/mo after the $895/mo payment, a 9.07% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $54,980 over five years. Ziffy Mortgage underwrites this on a 1.68 DSCR without U.S. credit history. With $1,833/yr in principal paydown, total projected return reaches $85,758.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 5.5% |
| Monthly Cash Flow | $152 | $1,200 |
City averages based on Woodstock Valley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,504 |
| Total Monthly Debt Service | $1,273 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
1.81 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06282, Woodstock Valley, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 567 (100%) |
| Owner Occupied HU | 436 (76.9%) |
| Renter Occupied HU | 40 ( 7.1%) |
| Vacant Housing Units | 91 (16.0%) |
| Median Home Value | $425,847 |
| Average Home Value | $420,677 |
Housing Distribution
Address Breakdown
Residential
540
Single Family
540
Multi-Family
0
Businesses
0
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
1.81 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06282, Woodstock Valley, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 567 (100%) |
| Owner Occupied HU | 436 (76.9%) |
| Renter Occupied HU | 40 ( 7.1%) |
| Vacant Housing Units | 91 (16.0%) |
| Median Home Value | $425,847 |
| Average Home Value | $420,677 |
Housing Distribution
Address Breakdown
Residential
540
Single Family
540
Multi-Family
0
Businesses
0
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: United Country
Mls ID: #41095-004714