637-637 Royden St, Camden, NJ, 08103 | $85/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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637-637 Royden St, Camden, NJ, 08103 | $85/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Camden at 637-637 Royden St, Camden, NJ, 08103 listed at $139,999 pairs $1,083/mo rent with a $685/mo payment to leave $85/mo cash flow. Total monthly income runs $1,083/mo, and annual cash flow reaches $1,024/yr on $46,410 cash to close. Return on cash invested measures 22.12% in year one, and rental yield registers 9.28% at a $139,999 basis. Equity gained on principal adds $903/yr, and annual property appreciation at 5% supports $38,679 by year five. Five-year ROI tracks 115.99% and total cumulative return in cash totals $53,830. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $1,083/mo property income relative to a $685/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Townhouse

Built in 1880

871.20 sqft lot

$N/A/sqft

No HOA

More details about the property

The property is tenant-occupied. We need at least 24-hour notice to show the property. Charming brick home, near shopping and transportation. Parking lot in the rear for off-street parking. Small fenced rear yard. 3 bedrooms, living room, dining room and kitchen; all reasonably sized rooms. Large basement. Gas hot air heat. This is a solid home but could use some updating. This home can be purchased by cash or financed with FHA(203k) which would provide funds for updating and repairs. This allows the buyer to purchase this home at a moderate price and update to their taste.

Neighborhood Data

Neighborhood data shown for ZIP Code: 08103, Camden, NJ area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	5,101 (100%)
Owner Occupied HU	1,630 (32.0%)
Renter Occupied HU	2,731 (53.5%)
Vacant Housing Units	740 (14.5%)
Median Home Value	$101,389
Average Home Value	$175,500