636 Wilson StFairfieldCT06825
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 636 Wilson St, Fairfield, CT, 06825 in Fairfield. At $700,000 it earns $4,219/mo in rent and distributes $555/mo to the owner after the $3,148/mo payment, a consistent 9.1% yield. DSCR 1.34 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $193,397 in value; $6,447/yr in principal paydown compounds ownership stake. Total projected return: $232,670.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.0% |
| Monthly Cash Flow | $555 | $1,500 |
City averages based on Fairfield market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,219 |
| Total Monthly Debt Service | $4,478 |
| DSCR Ratio | 0.94x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1947
7,405 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1947
7,405 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Bross Chingas Bross Team at Coldwell Banker • Coldwell Banker Realty
Mls Name: Smart MLS
Mls Provider:
Mls ID: #24087647
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