636 Smith StRochesterNY14606








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Rochester at 636 Smith St, Rochester, NY, 14606 offers a 9.61% rental yield on a $104,999 purchase with $841/mo rent. Total monthly income registers $841/mo, and a $514/mo payment leaves $140/mo available for distribution. Annual cash flow reaches $1,677/yr on $34,807 to close, and return on cash invested stands at 24.73% in year one. Equity gained on principal adds $678/yr while 5% annual appreciation supports $29,009 over five years. Portfolio math shows five-year ROI at 129.32% and total cumulative return in cash at $45,013. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $841/mo property income against a $514/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1880
5,122 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14606, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,547 (100%) |
| Owner Occupied HU | 6,739 (53.7%) |
| Renter Occupied HU | 5,194 (41.4%) |
| Vacant Housing Units | 614 ( 4.9%) |
| Median Home Value | $161,064 |
| Average Home Value | $189,935 |
Housing Distribution
Address Breakdown
Residential
11,613
Single Family
9,903
Multi-Family
1,710
Businesses
954
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