636 N Dana AvenueRepublicMO65738
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 636 N Dana Avenue, Republic, MO, 65738 in Republic is narrow, $24/mo net on $1,457/mo rent after the $1,034/mo debt service, but the property operates at break-even-plus, not a loss. At $230,000 with a 7.6% yield, the long-run equity case via 5% appreciation ($63,545 over five years) and $2,118/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.41 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $88,882.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 7.8% |
| Monthly Cash Flow | $24 | $450 |
City averages based on Republic market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,457 |
| Total Monthly Debt Service | $1,341 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1971
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65738, Republic, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,842 (100%) |
| Owner Occupied HU | 6,261 (70.8%) |
| Renter Occupied HU | 2,250 (25.4%) |
| Vacant Housing Units | 331 ( 3.7%) |
| Median Home Value | $245,553 |
| Average Home Value | $285,375 |
Housing Distribution
Address Breakdown
Residential
8,918
Single Family
8,789
Multi-Family
129
Businesses
540
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1971
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65738, Republic, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,842 (100%) |
| Owner Occupied HU | 6,261 (70.8%) |
| Renter Occupied HU | 2,250 (25.4%) |
| Vacant Housing Units | 331 ( 3.7%) |
| Median Home Value | $245,553 |
| Average Home Value | $285,375 |
Housing Distribution
Address Breakdown
Residential
8,918
Single Family
8,789
Multi-Family
129
Businesses
540
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices