636 Lewis StPea RidgeAR72751
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 636 Lewis St, Pea Ridge, AR, 72751 in Pea Ridge at $350,343 earns $2,177/mo in rent and nets $54/mo after the $1,575/mo payment, a 7.46% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $96,793 over five years. Ziffy Mortgage underwrites this on a 1.38 DSCR without U.S. credit history. With $3,227/yr in principal paydown, total projected return reaches $136,211.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 7.2% |
| Monthly Cash Flow | $54 | $285 |
City averages based on Pea Ridge market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,177 |
| Total Monthly Debt Service | $1,983 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
7,840 sqft lot
$N/A/sqft
$200 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72751, Pea Ridge, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,093 (100%) |
| Owner Occupied HU | 3,223 (78.7%) |
| Renter Occupied HU | 668 (16.3%) |
| Vacant Housing Units | 202 ( 4.9%) |
| Median Home Value | $324,500 |
| Average Home Value | $365,215 |
Housing Distribution
Address Breakdown
Residential
4,013
Single Family
4,013
Multi-Family
0
Businesses
201
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
7,840 sqft lot
$N/A/sqft
$200 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72751, Pea Ridge, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,093 (100%) |
| Owner Occupied HU | 3,223 (78.7%) |
| Renter Occupied HU | 668 (16.3%) |
| Vacant Housing Units | 202 ( 4.9%) |
| Median Home Value | $324,500 |
| Average Home Value | $365,215 |
Housing Distribution
Address Breakdown
Residential
4,013
Single Family
4,013
Multi-Family
0
Businesses
201
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Schuber Mitchell Team • Limbird Real Estate Group
Mls Name: NABOR AR
Mls Provider:
Mls ID: #1283237
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.