636 Cathedral DrAptosCA95003








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Aptos at 636 Cathedral Dr, Aptos, CA, 95003 at $1,225,000 posts ROI 9.36% with from $4,277/mo rent. Total monthly income equals $4,277/mo. Return on cash invested measures 9.36% and rental yield reads 4.19% at the current $1,225,000. Equity gained on principal adds $7,905/yr, and 5% annual appreciation supports $338,445 by year five. Five-year ROI prints 46.53% and total cumulative return in cash totals $184,692. You can finance with Ziffy Mortgage’s DSCR loan, which relies on $4,277/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).
Single Family
Built in 1964
9,234 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95003, Aptos, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,822 (100%) |
| Owner Occupied HU | 7,214 (61.0%) |
| Renter Occupied HU | 2,772 (23.4%) |
| Vacant Housing Units | 1,836 (15.5%) |
| Median Home Value | $1,307,054 |
| Average Home Value | $1,327,400 |
Housing Distribution
Address Breakdown
Residential
10,756
Single Family
10,373
Multi-Family
383
Businesses
621
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Listed by: Kasey Hinchman • David Lyng Real Estate
Mls Name: MLSListings Inc
Mls Provider:
Mls ID: #ML81991968
Disclaimer: Based on information from the MLSListings MLS as of 2025-05-13 20:41:18 PDT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.








