635 S Opal AveMaizeKS67101
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 635 S Opal Ave, Maize, KS, 67101 in Maize. Priced at $173,400, it generates $2,071/mo in gross rent and $918/mo in net monthly cash flow, a 14.33% yield that comfortably supports the 2.66 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $11,011. Five-year appreciation: $47,907. Equity from principal paydown: $1,597/yr. Total projected cumulative return: $125,172.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.3% | 5.5% |
| Monthly Cash Flow | $918 | $400 |
City averages based on Maize market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,071 |
| Total Monthly Debt Service | $1,085 |
| DSCR Ratio | 1.91x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67101, Maize, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,896 (100%) |
| Owner Occupied HU | 1,550 (53.5%) |
| Renter Occupied HU | 1,100 (38.0%) |
| Vacant Housing Units | 246 ( 8.5%) |
| Median Home Value | $351,994 |
| Average Home Value | $355,958 |
Housing Distribution
Address Breakdown
Residential
2,619
Single Family
2,228
Multi-Family
391
Businesses
195
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67101, Maize, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,896 (100%) |
| Owner Occupied HU | 1,550 (53.5%) |
| Renter Occupied HU | 1,100 (38.0%) |
| Vacant Housing Units | 246 ( 8.5%) |
| Median Home Value | $351,994 |
| Average Home Value | $355,958 |
Housing Distribution
Address Breakdown
Residential
2,619
Single Family
2,228
Multi-Family
391
Businesses
195
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices