635 Oak CountryHelotesTX78023
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 635 Oak Country, Helotes, TX, 78023 in Helotes is straightforward: $315,000 in, $2,604/mo in rent, $345/mo out after debt service. The 9.92% gross yield and 1.84 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $87,029 by year five. With $2,901/yr in principal equity, the total cumulative return is projected at $143,074.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 6.2% |
| Monthly Cash Flow | $345 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,604 |
| Total Monthly Debt Service | $2,133 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
0.76 Acres lot
$N/A/sqft
$224 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78023, Helotes, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,892 (100%) |
| Owner Occupied HU | 8,764 (80.5%) |
| Renter Occupied HU | 1,676 (15.4%) |
| Vacant Housing Units | 452 ( 4.1%) |
| Median Home Value | $417,994 |
| Average Home Value | $464,820 |
Housing Distribution
Address Breakdown
Residential
10,523
Single Family
10,211
Multi-Family
312
Businesses
994
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1994
0.76 Acres lot
$N/A/sqft
$224 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78023, Helotes, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,892 (100%) |
| Owner Occupied HU | 8,764 (80.5%) |
| Renter Occupied HU | 1,676 (15.4%) |
| Vacant Housing Units | 452 ( 4.1%) |
| Median Home Value | $417,994 |
| Average Home Value | $464,820 |
Housing Distribution
Address Breakdown
Residential
10,523
Single Family
10,211
Multi-Family
312
Businesses
994
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Araceli Vela • Orchard Brokerage
Mls Name: SABOR
Mls Provider:
Mls ID: #1892352
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.