635 Cumberland RdBedfordPA15522
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 635 Cumberland Rd, Bedford, PA, 15522 in Bedford is straightforward: $270,000 in, $2,041/mo in rent, $272/mo out after debt service. The 9.07% gross yield and 1.68 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $74,596 by year five. With $2,487/yr in principal equity, the total cumulative return is projected at $120,329.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.2% |
| Monthly Cash Flow | $272 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,041 |
| Total Monthly Debt Service | $1,662 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
0.97 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15522, Bedford, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,937 (100%) |
| Owner Occupied HU | 3,740 (63.0%) |
| Renter Occupied HU | 1,379 (23.2%) |
| Vacant Housing Units | 818 (13.8%) |
| Median Home Value | $246,560 |
| Average Home Value | $297,818 |
Housing Distribution
Address Breakdown
Residential
5,503
Single Family
5,249
Multi-Family
254
Businesses
670
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
0.97 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15522, Bedford, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,937 (100%) |
| Owner Occupied HU | 3,740 (63.0%) |
| Renter Occupied HU | 1,379 (23.2%) |
| Vacant Housing Units | 818 (13.8%) |
| Median Home Value | $246,560 |
| Average Home Value | $297,818 |
Housing Distribution
Address Breakdown
Residential
5,503
Single Family
5,249
Multi-Family
254
Businesses
670
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: AHAR
Mls ID: #80039